close

Buying a house in Switzerland

Buying a house in Switzerland

Buying a house in Switzerland

As of 2019, 33 percent of people in Switzerland owned their own house. Buying a house in Switzerland is a complex process that requires thorough research in order to find the perfect home for your needs. Many expats and locals are now buying houses after several years of renting

House checklist for buying a house

When you are thinking of buying a house, there are several factors that you must consider before you start looking. Be sure to plan your finances, taking into account whether buying a house would be financially beneficial for you, as well as finding out what additional costs may be involved. Our checklist for buying a house lays out exactly what needs to be discussed before making the last step to buying a home.

Real estate agents

In your search for the perfect property, there are numerous real estate agents who will assist you in finding the right one. Real estate agents have a strong knowledge of the surrounding area and will be able to give you advice and guidance as to where you should be looking and what houses are best for you. Many services are also provided in English.

Taxes, fees and incentives

When you are considering buying a house, it must be noted that the government in Bern and your local county (canton) have taxes, costs and fees that need to be taken into account. These are typically long-term costs for owning a house, with many cantons having their own property and rental value taxes.

Cost of purchasing property in Switzerland

Any person who is a Swiss citizen or possesses a B- or C-residence permit can purchase property in Switzerland. The cost of property remains expensive, with large differences between purchasing property in rural areas compared with a city. As of 2021, average prices per square metre of floor space range from 7.600 Swiss francs in rural areas to 10.900 Swiss francs in city centres. Despite this, many expats are choosing to purchase property as they are strong and sustainable investments.

Read also

  • Real estate agents & Property management in Switzerland

    Real estate agents & Property management in Switzerland

    Want to sell or buy residential properties in Switzerland? Need help with house management? Check these Swiss real estate companies and agents.
    read more
  • Mortgages for expats in Switzerland

    Mortgages for expats in Switzerland

    Are you an expat looking to get a mortgage in Switzerland? Find Swiss mortgage providers for expatriates who want to buy a property, house or apartment.
    read more
  • Swiss tax services & advisors in Switzerland

    Swiss tax services & advisors in Switzerland

    In need of tax advice or tax services in Switzerland? Have a look at our list of Swiss tax consultants, advisors and accountants for expats.
    read more
  • Financial advisors, consultants and services in Switzerland

    Financial advisors, consultants and services in Switzerland

    Financial advisors and consultants in Switzerland for overseas pension schemes, asset management, investments opportunities and other financial services.
    read more
  • Buying a house in Switzerland: Checklist

    Buying a house in Switzerland: Checklist

    Preparation is vital when buying a house in Switzerland. Check our handy property buying checklist and important hints and tips for expat house hunters!
    read more
  • Buying a house in Switzerland: Taxes, costs & fees

    Buying a house in Switzerland: Taxes, costs & fees

    Becoming a homeowner in Switzerland is an important financial decision. Find an overview of the Swiss taxes, costs and fees involved when buying a house.
    read more
  • Basic requirements for Swiss mortgages

    Basic requirements for Swiss mortgages

    What requirements do expat professionals, retirees & self-employed workers need to qualify for a mortgage in Switzerland? Which documents are needed?
    read more
  • Types of mortgages in Switzerland

    Types of mortgages in Switzerland

    Discover all types of Swiss mortgages: fixed-rate, variable-rate, Interbank offered rate (LIBOR, SARON), bridging loans, environmentally-friendly and more.
    read more
  • The Swiss housing market

    The Swiss housing market

    Learn about the Swiss housing market: types of housing in Switzerland, changing address, moving services, short-stay, student housing and utilities.
    read more
  • Changing address in Switzerland

    Changing address in Switzerland

    Are you in the process of moving to a new house in Switzerland? Here's how to register and who to notify in case of change of address in Switzerland.
    read more
  • Home utilities in Switzerland

    Home utilities in Switzerland

    Moving to or changing home in Switzerland? Find information and discover the main utility providers and comparison sites for electricity water and Internet.
    read more
  • Moving services & companies in Switzerland

    Moving services & companies in Switzerland

    Moving to a new house in Zurich, Geneva, Lausanne, Basel, Bern or another Swiss city? Find expat-friendly moving companies offering services in Switzerland.
    read more