Swiss health insurance premiums rise 5% in 2027

Swiss health insurance premiums will jump by an average of 5,0 percent in 2027, the Federal Council announced on Tuesday, driven by an ageing population in Switzerland and rising treatment costs.

Average adult health insurance to cost 487,60 francs per month in 2027 

Households in Switzerland will need to put aside even more next year to pay for health insurance, according to a government announcement, as average monthly health premiums for adults surge by 22,80 Swiss francs (4,9 percent) to a total of 487,60 francs. 

The picture is the same for young adults, with average monthly premiums rising 4,8 percent to 338,80 francs, and for children increasing 4,6 percent to 128,10 francs.

Health insurance premiums have been on the rise for years: 4,4 percent in 2026, 6,0 percent in 2025 and 8,7 percent in 2024. Every year “it’s the same story”, writes 20 Minuten.

2027 Swiss health insurance premiums vary by canton

The price residents ultimately end up paying, however, will depend on factors like age, canton and annual deductible. Health insurance premium increases in 2027 vary drastically by canton, from 3,0 percent to 6,6 percent.

Jura and Schaffhausen have the biggest average increases next year, with premiums seeing a price hike of 6,6 percent and 6,4 percent, respectively. Solothurn (6,0 percent), Zurich (5,8 percent), Aargau and Valais (5,6 percent), Bern (5,4 percent) and Neuchâtel (5,3 percent) will all see premiums rise more than the national average.

When comparing the actual amount residents could potentially pay, people in Ticino will have to fork out the most, at 519,90 francs a month. On the other end of the spectrum, residents of Zug will pay the least at 276,20 francs, but premiums will still rise by an average of 4,4 percent.

Health insurers must inform policyholders by the end of October 2026 of their 2027 premium prices. Residents then have until November 30, 2026, to switch health insurance providers, with new policies to start on January 1, 2027. Priminfo offers a calculator that can be used to compare premiums.

Ageing population in Switzerland impacting healthcare costs

The government explained that the upcoming increase to monthly health insurance premiums is a “direct consequence” of rising costs in mandatory health insurance (OKP). “Premiums must cover the expected costs for each insurer and each canton.”

The cost of healthcare in Switzerland more broadly also continues to increase in price and is down to “the ageing population and medical innovations”.