DON’T MISS
IamExpat Job BoardIamExpat HousingIamExpat Webinars
Newsletters
EXPAT INFO
CAREER
HOUSING
EDUCATION
LIFESTYLE
EXPAT SERVICES
NEWS & ARTICLES
Home
Expat Info
Swiss news & articles
Swiss health insurance premiums fall for the first time since 2008
Never miss a thing!Sign up for our weekly newsletters with important news stories, expat events and special offers.
Keep me updated with exclusive offers from partner companies
By signing up, you agree that we may process your information in accordance with our privacy policy

Swiss health insurance premiums fall for the first time since 2008

Never miss a thing!Sign up for our weekly newsletters with important news stories, expat events and special offers.
Keep me updated with exclusive offers from partner companies
By signing up, you agree that we may process your information in accordance with our privacy policy
or
follow us for regular updates:



Related Stories

Switzerland moves to impose 50-franc fines on unnecessary A&E visitsSwitzerland moves to impose 50-franc fines on unnecessary A&E visits
Minimum health insurance deductible set to rise in SwitzerlandMinimum health insurance deductible set to rise in Switzerland
How much can you save by switching health insurance in Switzerland?How much can you save by switching health insurance in Switzerland?
Zurich debates plan to cut health insurance costs: What you need to knowZurich debates plan to cut health insurance costs: What you need to know
Switzerland considers hiking health insurance premiums for the elderlySwitzerland considers hiking health insurance premiums for the elderly
What are the top worries among people in Switzerland?What are the top worries among people in Switzerland?
Switzerland in 2025: Major changes you need to know aboutSwitzerland in 2025: Major changes you need to know about
Switzerland set to increase minimum deductible for health insuranceSwitzerland set to increase minimum deductible for health insurance
For expats of all colours, shapes and sizes

Explore
Expat infoCareerHousingEducationLifestyleExpat servicesNews & articles
About us
IamExpat MediaAdvertisePost a jobContact usSitemap
More IamExpat
IamExpat Job BoardIamExpat HousingWebinarsNewsletters
Privacy
Terms of usePrivacy policyCookiesAvoiding scams

Never miss a thing!Sign up for expat events, news & offers, delivered once a week.
Keep me updated with exclusive offers from partner companies
By signing up, you agree that we may process your information in accordance with our privacy policy


© 2025 IamExpat Media B.V.
© 2025 IamExpat Media B.V.
Sep 29, 2021
Jan de Boer

Editor at IamExpat Media

Jan studied History at the University of York and Broadcast Journalism at the University of Sheffield. Though born in York, Jan has lived most of his life in Zurich and has worked as a journalist, writer and editor since 2016. While he has plunged head-first back into life in Switzerland since returning to the country in 2020, he still enjoys a taste of home at pub quizzes and karaoke nights.Read more

For the first time in 13 years, health insurance premiums will fall from 2022, saving consumers hundreds of Swiss francs a year. The move was announced by the Federal Office of Public Health (FOPH), who said the reduction was possible due to insurers using built-up cash reserves, estimated at 12,4 billion Swiss francs.

Average health insurance premiums reduced in Switzerland

The FOPH announced that they were expecting the average premium for health insurance in 2022 to cost 315 Swiss francs a month. Depending on the canton, this could result in an up to 2,1 percent decrease in health insurance premiums. Overall, consumers across Switzerland will pay 0,2 percent less on average than last year.

Head of the Department of Home Affairs, Alain Berset, told reporters that the reduction “is very good news for the Swiss population.” Berset explained that the fall in premiums was due to the FOPH “encouraging” health insurance providers to reduce the amount of cash they keep in reserve, estimated at 12,4 billion Swiss francs total. 

Health insurance must support Swiss healthcare system

The FOPH said that the current plan was to reduce the amount insurers hold in cash reserves so that premiums would remain low. They expected that they would be able to reduce this amount “without harming the solvency of insurance companies.” The plan will see the first reduction in the cost of basic and supplemental health insurance since 2008. 

Reporting on the news, Swissinfo noted that controlling the cost of Swiss healthcare was still “a major issue.” The government estimates that due to an aging population, the cost of hospitals and doctors will only increase. santésuisse, an umbrella organisation for health insurers, welcomed the news of lower premiums, but stressed that healthcare costs must be cut to make sure insurance remained affordable.

By Jan de Boer