Get insured with confidence with Helsana, Switzerland’s leading health insurer
Moving to Switzerland is an exciting step, but navigating the local healthcare system can quickly feel overwhelming. For many expats, the Swiss health insurance system is one of the most confusing and costly parts of settling in.
Well advised. Better insured with Helsana. Book your appointment now!
Finding health insurance in Switzerland
Unlike in many countries, health insurance in Switzerland is mandatory, and there’s no public system to cover you automatically. Everyone must take out private insurance, and the clock starts ticking from the moment you register with your local municipality.
You have just three months to find a provider and sign up. Miss that window, and you may not only get assigned to a random insurer, but you could also face hefty backpayments and limited options going forward.
But it’s not just about signing up on time. Choosing the right policy is just as important, and that’s where Helsana comes in.
Helsana: Trusted by over 2 million people in Switzerland
Helsana is Switzerland’s largest health insurance provider, trusted by more than 2 million customers across the country. With a strong network, comprehensive services, and decades of experience, Helsana offers tailored health insurance solutions for every life situation, including yours as a newcomer.
As one of Helsana’s licensed advisors, Pascal Wietlisbach, helps expats understand the system and find the coverage that really fits. Whether you need just the basics or prefer extra comfort and flexibility, he’ll guide you through the process with clarity and care.
Why basic insurance alone isn’t always enough
Every resident is required to hold a basic (mandatory) health insurance plan, known as Grundversicherung or LAMal. While this covers a broad range of essential medical services, it has limitations:
- You may not be free to choose your doctor or specialist
- Semi-private or private hospital stays are not included
- Alternative medicine, dental care, or therapy sessions are usually excluded
- Costs for treatment abroad or medical transport are not always covered
That’s where supplementary insurance (Zusatzversicherung) becomes important. However, these policies require medical evaluation, and you can be rejected based on your health history. That’s why it’s crucial to get proper advice before applying, especially if you’ve just arrived and are still eligible.
The expat advantage, if you act quickly
Expats have a unique opportunity: in the first few months after arriving, many providers, including Helsana, are more flexible. With a clean medical record and the right strategy, you can secure benefits like:
- Free choice of hospital and specialists
- Faster access to medical care
- Coverage for outpatient psychotherapy, glasses, transport, and more
- Dental and accident coverage tailored to your needs
But the window of opportunity is narrow, and the fine print can be tricky.
Why working with Pascal makes all the difference
With over 20 years of experience in the Swiss health insurance system and hundreds of successful consultations for newcomers, Pascal Wietlisbach is your go-to expert for clear, honest advice, in English or German. He works with Helsana and offers direct access to one of the most established and trusted insurance networks in Switzerland. His goal: to help you avoid costly mistakes, make informed decisions, and feel secure from day one.
Need help with your Swiss insurance? Get in touch today!
Don’t let confusion or paperwork delays cost you in the long run. Whether you’re still packing or are already in Switzerland, now is the best time to get your insurance sorted. Contact Pascal Wietlisbach today for a personal consultation in English:
- Email: [email protected]
- Book a meeting: Book an online appointment